Through their registration CaliVic performers and coaches are covered by Personal Accident Insurance. Club Volunteers who are registered with their club are also covered by Personal Accident Insurance through coverage taken out by their clubs. 

When does the cover apply?

Cover applies whilst participating in an activity under the following circumstances:

• An official training session 
• Traveling to and from an official club activity
• Participation in an official club function
• Competitions

What is generally covered?

• Dental
• Physiotherapy
• Chiropractic
• Ambulance 
• Private hospital accommodation 
• Permanent disability

What is generally not covered? 

• Surgeon and doctor fees
• Medicare gap (as per the Health Insurance Act 1973)
• Excess
• Public hospital costs
• MRI scans and X-rays
• Anaesthetist fees

Our insurance policies run from the 1st January to the 31st December. 

Sometimes recovery from an injury can take time and careful handling to ensure a good outcome. As insurance does not cover a pre-existing injury, a participant should obtain a written clearance from a medical practitioner before resuming training.

Please note that if a participant is wearing a plaster cast, (e.g fractured arm), then they will not be covered by accident insurance.  It is then the parent’s and Club’s decision on whether a performer participates in class/competition. Parents should be notified in writing that the peformer is not covered by insurance, but this does not ensure that the Club would not be held liable for future medical costs, should the participant further injure themselves at the class/competition.

Accident insurance does not cover an unborn child, or complications with the pregnancy. If a participant wishes to continue with the sport whilst pregnant, they should obtain a clearance from their medical practitioner on a monthly basis.  There is no set rule as to when they stop participating in the sport. Further information on Personal Accident insurance can be found here. 

For information regarding liability insurance for clubs, please see Insurance - For Clubs

Marsh is Calisthenics Victoria’s Insurance Broker.

About Marsh: A World Leader in Sports Insurance, from grassroots to elites, Marsh helps provide protection, enable progress and empower possibility through our insurance risk protection programs to ensure Australian sporting communities can play on.

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If you have any questions, or require any additional insurance needs, please feel free to reach out to the team at sport@marsh.com